Cornerstone is a 100% employee-owned company in the financial services industry headquartered in Bethlehem, Pennsylvania. From its inception, founders Tom Scalici and Skip Cowen identified a void within the investment industry – the need for fiduciary protection and open architecture solutions. Cornerstone emerged as an early advocate of assuming discretion and fiduciary responsibility for its clients, a role many firms now embrace. The independent investment consulting firm is dedicated to managing wealth effectively rather than merely peddling invest products. As its private clients matured into community leaders, they recognized the value of extending Cornerstone's partnership to the not-for-profit organizations they served, such as hospitals, institutions of higher education, and faith-based organizations. In 2016, Cornerstone became employee-owned when they implemented an Employee Stock Ownership Plan (ESOP). This means that because employees are also owners, they benefit from the long-term success of the firm. That success is rooted in their commitment to client satisfaction, which aligns the firm’s and the client’s interests. The firm stands committed to truthfulness, even in the face of adversity. While offering honest advice may sometimes entail delivering challenging truths, Cornerstone ensures that its recommendations are grounded in thoughtful considerations regarding what is best for the client, firmly anchored in honesty and integrity.